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Condo Insurance

As a condominium owner, you might expect the insurance policy provided by your homeowner association (HOA) to cover your home. Unfortunately, the typical HOA policy does not cover the interior of your condo and its vital contents, which is why it's crucial to secure the proper insurance and make sure you are covered. Redmer Insurance Group provides condo insurance to clients in White Marsh, Baltimore, Bel Air, Towson and surrounding areas.

Understanding your Existing Condo Coverage

Generally, HOA insurance will cover damage to the exterior of the condominium building and common areas, such as walkways and stairs. However, it does not cover the interior walls and incidents that may happen inside of it, as well as your belongings on the premises.

Condo insurance (also known as an HO-6 insurance policy) can cover the following events:

  • Explosions
  • Fire
  • Hailstorms
  • Lightning
  • Slips, falls and injuries
  • Theft/break-ins
  • Vandalism and malicious mischief
  • Water-related accidents and damage (e.g., burst pipes)
  • Windstorms

Keep in mind that even if the HOA policy does cover damage, there might be limits to what the HOA's policy limit will allow. For example, some HOA policies won't cover plumbing or wiring-related issues. It's important to keep yourself informed on what your current coverage is and make sure you're protected.

Protect your Home

Other factors will also determine what kind of condo insurance is right for you, such as where your home is and what kind of materials were used to construct the building. Don't put off planning in the event of a disaster for your home and contact the team at Redmer Insurance Group to request a free quote.

Our Location

Redmer Insurance Group

Redmer Insurance Group

11550 Philadelphia Rd, Suite 116
White Marsh, MD 21162
Main office: 410-372-2222

Our Providers

They are wonderful! I definitely highly recommend them! Their Customer service is amazing. Troy is the best. I just bought a car from a dealership and Troy added my new vehicle to my policy and faxed over the information the dealer needed right away. Anytime i need something added, removed, or changed i call and they handle it quickly.
- Michelle Nuessle
Michelle Nuessle
“[Stephanie’s] excellent customer service and your rate lock clinched my switch to your company”
- Michael Jacoby
Michael Jacoby
"NetSEA recommends Redmer to those looking for a company to exceed expectations over the long haul."
- Pete Schnabel

Pete Schnabel
"I also like that I have spoken to a real person whenever I had an inquiry"
- George Mussini
George Mussini
“This company is not just nice to get your business but they come through when you really need them.”
- Lisa Crowe
Lisa Crowe
I want to publicly thank Stephanie Farley for making our change over with her company very smooth, she is a true professional. Everyone who needs insurance should deal with her.
- Mark Zinn
Mark Zinn
"I am very happy and pleased with the service that i received from Stephanie at Redmer, as speaking with her on the phone she made us feel like family and offered very good quotes"
- Jacqueline Shupe
Jacqueline Shupe
"Debra is extremely patient and helps guide us in the right direction"
- Kristyn Oliphant
Kristyn Oliphant
"Troy is reliable and honest and I would highly recommend him as your insurance agent."
- Michael Short
"They were more concerned with my well-being than how much a rental would cost them."
- Elizabeth Stamas
Elizabeth Stamas
"Debra is very responsive and extremely knowledgeable."
-Kristyn Oliphant
Kristyn Oliphant
"Debra answers all of my questions no matter how silly they seem to be."
-Elizabeth Stamas
Elizabeth Stamas
"Thank you Stephanie Fairley for putting together a broader insurance package for Home and Auto coverage at a much better price than I’ve been paying for years."
- Brian Britcher
Brian Britcher
"Redmer Insurance Group treats us like valued customers, not just another client account."
- Kristyn Oliphant
Kristyn Oliphant
"I’m always able to get into contact quickly with someone."
- Elizabeth Stamas
Elizabeth Stamas
"We can not thank her enough for going above and beyond and meeting our expectations."
- Jacqueline Shupe
Jacqueline Shupe