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Condo Association Insurance in White Marsh MD & Baltimore MD

Common Area and Liability Coverage for Jointly Owned Properties

People often choose condominium living for the convenience, community, and the ability to rely on a condo association to maintain everything outside of their home. While condo owners are responsible for insuring and securing their personal space and property, the association is responsible for all common areas. As such, it’s important for condo associations to have the right insurance policy to protect against exposures like structural damage or the increased liability faced by having a pool or fitness center.

Depending on your association’s bylaws and whether you’re overseeing a high-rise deep downtown or townhomes in the suburbs, your coverage demands may vary. Our agents at Redmer Insurance Group carefully consider these factors, along with legal guidelines, to craft an insurance policy that meets the needs of your condo association in terms of products, limits, and deductibles.

Coverage Options for Condominium Association Insurance

Your association should have a master policy that covers all of your common structures and property including buildings, hallways, elevators, and sidewalks. But a truly complete insurance package will often also include options like these:

  • General Liability: A standard inclusion with many types of insurance, this protects you against all types of accidents and incidents that can occur on your property
  • Directors’ and Officers’ Liability: This keeps your board from being held personally responsible for decisions they make while serving the association
  • Sewer and Drain Backup Coverage: Although it’s often critical to have, protection against sewage backup is often excluded in a standard association plan

As mentioned, your insurance needs will be determined by your association’s operational practices, governing rules, and type of property. We can help you sort through the details to find the right plan.

Doing Our Best for You

At Redmer Insurance Group, we not only understand how to build a secure condo association insurance policy, we shop a number of the nation’s top carriers to ensure you get the best rates available. Contact one of our agents today and let us go to work for you.

Our Location

Redmer Insurance Group

Redmer Insurance Group

11550 Philadelphia Rd, Suite 116
White Marsh, MD 21162
Main office: 410-372-2222

Our Providers

They are wonderful! I definitely highly recommend them! Their Customer service is amazing. Troy is the best. I just bought a car from a dealership and Troy added my new vehicle to my policy and faxed over the information the dealer needed right away. Anytime i need something added, removed, or changed i call and they handle it quickly.
- Michelle Nuessle
Michelle Nuessle
“[Stephanie’s] excellent customer service and your rate lock clinched my switch to your company”
- Michael Jacoby
Michael Jacoby
"NetSEA recommends Redmer to those looking for a company to exceed expectations over the long haul."
- Pete Schnabel

Pete Schnabel
"I also like that I have spoken to a real person whenever I had an inquiry"
- George Mussini
George Mussini
“This company is not just nice to get your business but they come through when you really need them.”
- Lisa Crowe
Lisa Crowe
I want to publicly thank Stephanie Farley for making our change over with her company very smooth, she is a true professional. Everyone who needs insurance should deal with her.
- Mark Zinn
Mark Zinn
"I am very happy and pleased with the service that i received from Stephanie at Redmer, as speaking with her on the phone she made us feel like family and offered very good quotes"
- Jacqueline Shupe
Jacqueline Shupe
"Debra is extremely patient and helps guide us in the right direction"
- Kristyn Oliphant
Kristyn Oliphant
"Troy is reliable and honest and I would highly recommend him as your insurance agent."
- Michael Short
"They were more concerned with my well-being than how much a rental would cost them."
- Elizabeth Stamas
Elizabeth Stamas
"Debra is very responsive and extremely knowledgeable."
-Kristyn Oliphant
Kristyn Oliphant
"Debra answers all of my questions no matter how silly they seem to be."
-Elizabeth Stamas
Elizabeth Stamas
"Thank you Stephanie Fairley for putting together a broader insurance package for Home and Auto coverage at a much better price than I’ve been paying for years."
- Brian Britcher
Brian Britcher
"Redmer Insurance Group treats us like valued customers, not just another client account."
- Kristyn Oliphant
Kristyn Oliphant
"I’m always able to get into contact quickly with someone."
- Elizabeth Stamas
Elizabeth Stamas
"We can not thank her enough for going above and beyond and meeting our expectations."
- Jacqueline Shupe
Jacqueline Shupe