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Storage Insurance

When you store something, you want to keep it safe. Most storage locations are safe, but there's always the chance of something going wrong—from a fire that spreads through multiple units to thieves breaking in and looking for valuables to sell, even a well-secured item could be at risk. Storage insurance can help mitigate this risk by providing coverage in case the stored items are damaged or stolen. This coverage is available to both businesses and individuals.

Storage Insurance for Businesses

Does your business store any equipment or inventory at an off-site location? Using self-storage facilities and other 'miniature warehouses' has become more popular in recent years, especially among companies who need just a little extra space, but storing objects in these off-site locations can remove them from the safety of your existing business plan.

Getting the right amount of storage insurance can make sure that anything stored offsite can be replaced if it's damaged while you're not looking. Be sure to ask a Redmer Insurance Group agent about how much coverage your business needs—standard policies for storage insurance tend to have low limits, so if you're storing valuable equipment or inventory, you'll need to make sure your policy is enough to cover any losses in full.

Retail insurance does not apply to items that are being stored in the company's warehouse, on the shelves of a retail location, or anywhere within its normal offices. Those items are covered by other plans, typically commercial property insurance, and would not benefit from this type of coverage.

Storage Insurance for Individuals

Are you one of the millions of people with products kept in storage? If so, your assets may be at risk—and it's not just thieves you have to worry about. Many facilities are also exposed to problems like mold growth and weather damage, and you may not even know your belongings are at risk if you don't check them on a regular basis.

As someone with items in storage, you want your belongings to be safe and protected until you're ready to take them out of wherever they're being kept. Getting a storage policy now can help ensure that even if the worst occurs, you'll be able to get reimbursed for the items you lost.

 

1. "Storage Units Easy Prey for Thieves." ABC News. 2013. Accessed April 12, 2016. http://abcnews.go.com/blogs/business/2013/05/storage-units-easy-prey-for-thieves/

2. "Mold, Theft and Hurricanes: The Risks of Self-Storage." WSJ. August 3, 2005. Accessed April 12, 2016. http://www.wsj.com/articles/SB112303337889003384.

Our Location

Redmer Insurance Group

11550 Philadelphia Rd, Suite 119
White Marsh, MD 21162
Main office: 410-372-2222

Our Providers

Debra is extremely patient and helps guide us in the right direction - Kristyn Oliphant
Kristyn Oliphant
Troy is reliable and honest and I would highly recommend him as your insurance agent. -Michael Short
They were more concerned with my well-being than how much a rental would cost them. - Elizabeth Stamas
Elizabeth Stamas
Debra is very responsive and extremely knowledgeable. -Kristyn Oliphant
Kristyn Oliphant
Debra answers all of my questions no matter how silly they seem to be. -Elizabeth Stamas
Elizabeth Stamas
Thank you Stephanie Fairley for putting together a broader insurance package for Home and Auto coverage at a much better price than I’ve been paying for years. - Brian Britcher
Brian Britcher
Redmer Insurance Group treats us like valued customers, not just another client account. - Kristyn Oliphant
Kristyn Oliphant
I’m always able to get into contact quickly with someone. - Elizabeth Stamas
Elizabeth Stamas