CALL US:
410.372.2222

Mechanical Breakdown Insurance

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Redmer Insurance Group agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Our Location

Redmer Insurance Group

11550 Philadelphia Rd, Suite 119
White Marsh, MD 21162
Main office: 410-372-2222

Our Providers

Debra is extremely patient and helps guide us in the right direction - Kristyn Oliphant
Kristyn Oliphant
Troy is reliable and honest and I would highly recommend him as your insurance agent. -Michael Short
They were more concerned with my well-being than how much a rental would cost them. - Elizabeth Stamas
Elizabeth Stamas
Debra is very responsive and extremely knowledgeable. -Kristyn Oliphant
Kristyn Oliphant
Debra answers all of my questions no matter how silly they seem to be. -Elizabeth Stamas
Elizabeth Stamas
Thank you Stephanie Fairley for putting together a broader insurance package for Home and Auto coverage at a much better price than I’ve been paying for years. - Brian Britcher
Brian Britcher
Redmer Insurance Group treats us like valued customers, not just another client account. - Kristyn Oliphant
Kristyn Oliphant
I’m always able to get into contact quickly with someone. - Elizabeth Stamas
Elizabeth Stamas